Independent Compliance Audit Services by Fraxtional

Fix Compliance Gaps with a Clear and Unbiased Audit Internal checks often miss what matters. Fraxtional provides a neutral review that helps you spot critical gaps, meet regulatory demands, and build investor trust.

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Trusted by Industry Leaders

Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.

Features

Our Services Include

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Regulatory Framework Mapping

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We align your controls to relevant standards based on your industry, geography, and risk profile.

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SOC 2 Alignment
AML, MiCA & GDPR Mapping
Sector & Geography-Specific Controls

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Policy and Controls Review

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We assess whether your documented policies and operational controls are both complete and functional.

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Compliance Policy Audit
Control Effectiveness Testing
Documentation Gap Analysis

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Risk & Remediation Plan

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You get a prioritized, actionable plan to close compliance gaps based on impact and urgency.

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Risk Prioritization Matrix
Actionable Remediation Roadmap
Effort vs. Impact Sorting

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our award

Recognized as a Leader in Compliance

Independent Compliance Audit Services by Fraxtional

Strengthen the credibility of your internal compliance controls.

‍

Prevent regulatory issues that could harm your brand reputation.

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Access senior compliance leadership without hiring full-time executives.

Keep your compliance program aligned with changing global regulations.

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Identify compliance gaps that could delay licensing or investor due diligence.

Meet the sponsor bank and payment partner, and audit expectations with confidence.

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Strengthen the credibility of your internal compliance controls.

‍

Prevent regulatory issues that could harm your brand reputation.

Risk & Remediation Plan

‍

You get a prioritized, actionable plan to close compliance gaps based on impact and urgency.

‍

Risk Prioritization Matrix
Actionable Remediation Roadmap
Effort vs. Impact Sorting

‍

The Benefits of Working with Fraxtional

Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.

Identify compliance gaps that could delay licensing or investor due diligence.

Meet the sponsor bank and payment partner, and audit expectations with confidence.

‍

Strengthen the credibility of your internal compliance controls.

‍

Prevent regulatory issues that could harm your brand reputation.

Access senior compliance leadership without hiring full-time executives.

Keep your compliance program aligned with changing global regulations.

testimonials

Client Success Stories

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our products, wrote our policies and procedures, and seamlessly integrated with our full-time team.

–⁠Founder, Series A FinTech

I never anticipated hiring a fractional Chief Compliance Officer over a full-time executive, but that changed when I understood the flexibility it provides my company. Leveraging Fraxtional's deep experience on a daily basis has only reinforced that decision.

—CEO, Crypto Firm

Ryan and his team of Directors have been beyond responsive and flexible with our startup. Having a partner that understands our global business and makes sure to provide great value at a fair price is exactly what we wanted.

—Founder, Series A Global FinTech

Faqs

Frequently asked questions

How can I use an independent audit document to speed up the sponsor bank onboarding?

Sponsor banks and payment providers often require proof of robust controls before onboarding. An independent audit provides a neutral third-party validation of your AML, KYC, data security, and governance practices. Presenting a Director-led audit report helps move the process along faster and avoids repetitive manual questionnaires.

What is the realistic cost of an independent compliance audit for a growth-stage fintech?

Audit fees vary based on scope, complexity, and engagement model, but range from a few thousand to tens of thousands. Director-level fractional advisory models like ours provide more predictable pricing than full-time hires. You can tailor the audit to your budget and needs, whether a focused review or a comprehensive analysis.

Will regulators recognize and accept an independent audit conducted by a fractional firm?

Yes, regulators accept independent audits performed by recognized, credentialed firms led by certified professionals. Our Directors hold CAMS, CBP, CEP, and other credentials, showing you meet the standard. Having that neutral expert-led documentation reduces the risk of audit friction or requests for additional evidence.

How do I know when it is time for an independent audit versus relying on internal reviews?

If you are raising capital, applying for licenses, switching sponsor banks, or entering a new region, it is time for an external audit. Internal reviews can miss conflicts of interest or subtle control gaps. A trusted audit gives you a defensible and shareable report designed for scrutiny.

Can a single audit adapt to regulatory standards in multiple regions?

Absolutely. Our audits can cross-map global frameworks like BSA and AML in the US, GDPR in Europe, and MiCA in the EU. We customize the scope to your operations, ensuring one audit covers all relevant jurisdictions. This unified approach saves time and ensures nothing falls between regional obligations.

Independent Compliance Audit Services by Fraxtional

Trusted by Industry Leaders

Our Services Include

Recognized as a Leader in Compliance

The Benefits of Working with Fraxtional

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Let’s talk!

Client Success Stories

Seamless Support and Expertise

Seamless Support and Expertise

Seamless Support and Expertise

Seamless Support and Expertise

Seamless Support and Expertise

Frequently asked questions