Policy & Procedure Development Services

Struggling With Incomplete or Outdated Compliance Policies? Fraxtional builds policies that pass audits, bank reviews, and due diligence, without slowing you down. Speak to a Director and walk away with a clear plan in 20 minutes.

Header image
Trusted by Industry Leaders

Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.

Features

Compliance Policies That Actually Work

let’s talk

Start With the Right Set of Policies


We help you figure out exactly what documents you need to meet your regulatory and business goals.

  • Know what’s required for your stage and industry
  • Avoid over-documentation or gaps that could lead to scrutiny
  • Get clarity before you're asked to show up with everything in place

Build Around How Your Business Operates


We write policies based on your actual structure, tools, and team. No filler content, no templates that don't apply.

  • Clear, usable documents for real-world implementation
  • Role-based responsibilities that make sense for your team
  • No wasted language or irrelevant procedures

Get It Right the First Time


Skip the back-and-forth with banks or auditors. Your policies will be built to withstand review from day one.

  • Simple, review-ready formatting
  • Clear ownership and escalation paths
  • Version tracking and document controls included

our award

Recognized as a Leader in Compliance

Policy & Procedure Development Services

Our Directors stay closely involved throughout the engagement. You won’t be passed down the ladder.

  • Quick responses when you need support
  • Deep understanding of sponsor bank reviews and investor due diligence
  • Industry-specific knowledge for fintech, banking, and crypto

learn more

Policy & Procedure Development Services

Policies need to keep up as your company evolves. We help you future-proof your documentation.

  • Flexible structures that are easy to update
  • Support available for reviews, refreshes, and renewals
  • Clear instructions so you know what to adjust, and when

learn more

We don’t use plug-and-play language. Each policy is written with your business model in mind so your team knows exactly what to do and when.

  • Meets audit standards without being overengineered
  • Clear enough for internal teams, strong enough for auditors
  • Built with your risk profile and stakeholder expectations in mind

Our Directors stay closely involved throughout the engagement. You won’t be passed down the ladder.

  • Quick responses when you need support
  • Deep understanding of sponsor bank reviews and investor due diligence
  • Industry-specific knowledge for fintech, banking, and crypto

Get It Right the First Time


Skip the back-and-forth with banks or auditors. Your policies will be built to withstand review from day one.

  • Simple, review-ready formatting
  • Clear ownership and escalation paths
  • Version tracking and document controls included

The Benefits of Working with Fraxtional

Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.

We don’t use plug-and-play language. Each policy is written with your business model in mind so your team knows exactly what to do and when.

  • Meets audit standards without being overengineered
  • Clear enough for internal teams, strong enough for auditors
  • Built with your risk profile and stakeholder expectations in mind

Our Directors stay closely involved throughout the engagement. You won’t be passed down the ladder.

  • Quick responses when you need support
  • Deep understanding of sponsor bank reviews and investor due diligence
  • Industry-specific knowledge for fintech, banking, and crypto

Policies need to keep up as your company evolves. We help you future-proof your documentation.

  • Flexible structures that are easy to update
  • Support available for reviews, refreshes, and renewals
  • Clear instructions so you know what to adjust, and when

Let’s Get Your Policies in Place

Need Documentation That Can Withstand a Sponsor Bank or Regulator Review? Fraxtional is recognized among the top 10 compliance firms in the US. Led by Ryan Cimo, one of the Top 100 Leaders in Finance, our team helps you avoid red flags and deliver policies your team and partners can rely on.

testimonials

Client Success Stories

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

Fraxtional completely revamped our policies within weeks. Our sponsor bank approved them without a single revision.

– Founder, Prepaid Card Fintech

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

We had pieces of documentation here and there, but nothing connected. Fraxtional helped us turn that mess into something organized and defensible.

– CCO, Lending-as-a-Service Startup

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

For a crypto firm, policy documentation isn’t just paperwork. It’s scrutiny. Fraxtional helped us hit every mark.


– CEO, Blockchain Infrastructure Company

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

⁠Founder, Series A FinTech

Faqs

Frequently asked questions

We’ve seen templates online. What makes your service different?
Templates often fail in actual reviews because they don’t match your operations. We build each document around how your team works, using tools and language that auditors and banks expect.
Do we need everything at once, or can we phase it?
You can phase it. Most clients start with 4 to 6 essential policies. We help you prioritize based on what’s coming up first, like a sponsor bank request, fundraising round, or audit.
What does a well-prepared policy look like in an audit?
It clearly outlines responsibilities, processes, escalation paths, and how monitoring happens. There’s no vague language, and each policy shows it’s been reviewed and assigned internally.
What if we have already started writing some of our policies?
That’s common. We’ll review what you have, identify missing sections, and rewrite anything that won’t hold up in a review. It’s often faster than starting from scratch.
Will you help us explain these policies to our team or investors?
Yes. We walk you through each document so you can speak to it confidently. We also help you prepare short summaries and responses for due diligence or board meetings.