Sponsor Bank Relationship Services for FinTech

Fraxtional: Your Fast Track to the Right Sponsor Bank Partnership Fraxtional connects FinTech companies with sponsor banks that align with your product, risk profile, and compliance maturity. We support you through introductions, prep, due diligence, and onboarding.

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Trusted by Industry Leaders

Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.

Features

How We Help You Secure the Right Banking Partner

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We Find the Right Match


Not every sponsor bank fits every FinTech. We make introductions based on real alignment, not just availability.

  • Match based on product type, risk appetite, and compliance posture
  • Pre-qualified intros, not cold outreach
  • Reduce the back-and-forth that slows teams down

We Help You Prepare for Review

Most bank conversations stall during due diligence. We help you show up with everything in place.

  • Review and refine your compliance stack before you meet the bank
  • Draft and polish pitch materials
  • Identify red flags that might raise concerns

We Stay With You Through Onboarding

The work doesn’t stop once you’re connected. We stay engaged through legal, risk, and go-live.

  • Guide you through onboarding timelines and document expectations
  • Translate regulatory language into action items
  • Handle bank Q&A, escalation, and follow-up

our award

Recognized as a Leader in Compliance

Sponsor Bank Relationship Services for FinTech

Banks want to see leadership that understands risk. We help you prove you're prepared.

  • Fractional leaders ready to act as named CCO or BSA Officer
  • Policy and procedure support to meet bank expectations
  • Fast turnaround on compliance documents and internal reviews

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Sponsor Bank Relationship Services for FinTech

A rushed bank match can cause bigger problems later. We focus on long-term alignment.

  • Help you evaluate banks based on stability, pricing, and fit
  • Guidance if your bank de-risks or conditions change
  • Support for adding additional banking relationships as you scale

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We’ve worked with sponsor banks across prepaid, lending, deposit, and crypto verticals.

  • Strong relationships with top U.S. sponsor banks
  • Experience with regulated and higher-risk categories
  • Built-in credibility with decision-makers

Banks want to see leadership that understands risk. We help you prove you're prepared.

  • Fractional leaders ready to act as named CCO or BSA Officer
  • Policy and procedure support to meet bank expectations
  • Fast turnaround on compliance documents and internal reviews

We Stay With You Through Onboarding

The work doesn’t stop once you’re connected. We stay engaged through legal, risk, and go-live.

  • Guide you through onboarding timelines and document expectations
  • Translate regulatory language into action items
  • Handle bank Q&A, escalation, and follow-up

The Benefits of Working with Fraxtional

Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.

We’ve worked with sponsor banks across prepaid, lending, deposit, and crypto verticals.

  • Strong relationships with top U.S. sponsor banks
  • Experience with regulated and higher-risk categories
  • Built-in credibility with decision-makers

Banks want to see leadership that understands risk. We help you prove you're prepared.

  • Fractional leaders ready to act as named CCO or BSA Officer
  • Policy and procedure support to meet bank expectations
  • Fast turnaround on compliance documents and internal reviews

A rushed bank match can cause bigger problems later. We focus on long-term alignment.

  • Help you evaluate banks based on stability, pricing, and fit
  • Guidance if your bank de-risks or conditions change
  • Support for adding additional banking relationships as you scale

Let’s secure the right Banking Partner for you

Need the clear path to reliable sponsor bank support? Let Fraxtional guide you from first contact to final approval, with strategic access and hands-on compliance support.

testimonials

Client Success Stories

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

We talked to several banks on our own with no traction. After one intro from Fraxtional, we were onboarded in under 60 days.

Founder, Prepaid Wallet Startup

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

Fraxtional helped us switch banking partners without disrupting our operations. Their team knew exactly what the bank wanted to see.

COO, Lending-as-a-Service Company

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

Getting our first sponsor bank felt like a dead end until we worked with Fraxtional. Their network and compliance prep made all the difference.

CEO, Early-Stage FinTech

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

⁠Founder, Series A FinTech

Seamless Support and Expertise

The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our
products, wrote our policies and procedures, and completely embedded with our full-time team in a way that was seamless!

⁠Founder, Series A FinTech

Faqs

Frequently asked questions

What kind of FinTechs do you help secure sponsor banks for?
We work with startups and growth-stage companies across lending, prepaid, payments, digital banking, and crypto. If your model is bank-dependent, we can likely support you.
How long does it take to secure a sponsor bank partnership?
It varies. For some, it’s a matter of weeks. For others, especially those who require preparation, it can take 2 to 3 months. Our role is to expedite that process by helping you arrive well-prepared.
What if a bank has already rejected us?
That’s more common than you think. We help you unpack what went wrong, fill the gaps, and re-engage or identify new partners better aligned with your risk level and product.
Do you only make intros or stay involved after?
We stay involved throughout the full onboarding process, which includes policies, compliance Q&A, legal negotiation, and more. You won’t be left navigating it alone.
Can you help if we’re mid-flight and our bank is de-risking?
Yes. We’ve helped multiple clients switch banks under tight timelines. We move fast, triage risks, and support continuity planning to minimize impact.