Money Transmitter Licensing Services
Need a Money Transmitter License to Launch or Scale? We Handle It All for You Fraxtional helps fintech, crypto, and payment companies get licensed faster and stay compliant without drowning in paperwork or delays. Services are available across all 50 U.S. states.
Trusted by Industry Leaders
Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.
Features
Our Proven Licensing Process
Stage 1: Pre-Filing Strategy
Discovery Call & Risk AssessmentWe evaluate your business model and determine your licensing exposure.
State Applicability & Sequencing Plan
Prioritize key states and sequence filings to support your go-to-market plan.
Stage 2: Filing Preparation
Document Collection & Gap ResolutionWe help you collect and organize state-specific documentation and fix any compliance gaps.
Application Filing & Tracking
Our team manages all filings and keeps you updated on every stage of progress.
Stage 3: Post-Filing Compliance
License Approval & Compliance SetupWe assist with regulator communications, finalize approvals, and confirm license activation.
Ongoing License Maintenance
We help you stay in good standing with renewal tracking, reporting schedules, and audit readiness.
Navigate compliance confidently across all jurisdictions.
- Ongoing monitoring of licensing and compliance changes in every state and district.
- Track evolving regulatory risks and stay compliant beyond initial approval.
- Access real-time progress reports, document status, and filing milestones.
Build investor-trusted systems designed around your business model.
- No generic templates. Each framework aligns with your operating model and risk profile.
- Controls and documentation built to meet regulatory and investor expectations.
- Proven experience supporting high-risk sectors like crypto, fintech, and embedded finance.
Stage 3: Post-Filing Compliance
License Approval & Compliance SetupWe assist with regulator communications, finalize approvals, and confirm license activation.
Ongoing License Maintenance
We help you stay in good standing with renewal tracking, reporting schedules, and audit readiness.
The Benefits of Working with Fraxtional
Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.
Navigate compliance confidently across all jurisdictions.
- Ongoing monitoring of licensing and compliance changes in every state and district.
- Track evolving regulatory risks and stay compliant beyond initial approval.
- Access real-time progress reports, document status, and filing milestones.
Build investor-trusted systems designed around your business model.
- No generic templates. Each framework aligns with your operating model and risk profile.
- Controls and documentation built to meet regulatory and investor expectations.
- Proven experience supporting high-risk sectors like crypto, fintech, and embedded finance.
From kickoff to post-licensing, we manage the heavy lifting.
- We prioritize and sequence filings based on market strategy and regulatory risk.
- Our team handles all document prep, submission, and regulator communication.
- Stay focused on growth while we ensure nothing falls through the cracks.
Let’s talk!
Ready to Go-to-Market Without Compliance Delays? Your compliance stack is not a side project. It is the foundation of your growth. Let our team handle your MTL process, allowing you to launch faster and expand with confidence.
testimonials
Client Success Stories
The Fraxtional team is precisely what our company needed. They helped us find a new sponsor bank to carry our products, wrote our policies and procedures, and seamlessly integrated with our full-time team.
–Founder, Series A FinTech
I never anticipated hiring a fractional Chief Compliance Officer over a full-time executive, but that changed when I understood the flexibility it provides my company. Leveraging Fraxtional's deep experience on a daily basis has only reinforced that decision.
—CEO, Crypto Firm
Ryan and his team of Directors have been beyond responsive and flexible with our startup. Having a partner that understands our global business and makes sure to provide great value at a fair price is exactly what we wanted.
—Founder, Series A Global FinTech
Faqs
Frequently asked questions
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Certified Anti-Money Laundering Specialist
Certified Bitcoin Professional
Certified Ethereum Professional