Anti-Money Laundering (AML) Services for Fintechs & Crypto | Fraxtional
Facing Pressure to Strengthen Your AML Program? Fraxtional helps fintech and crypto firms build AML programs that meet real-world expectations from banks, auditors, and regulators. From risk assessments to SAR procedures, we give you practical frameworks, not check-the-box documents.
Trusted by Industry Leaders
Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.
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Features
What We Help You Build
End-to-End AML Compliance Framework
We build your AML program from the ground up or refine what you already have.
- AML policies tailored to your product and customer base
- Risk-based approach to meet regulatory and sponsor bank standards
- Internal procedures that make day-to-day compliance easier
Transaction Monitoring That Fits Your Model
Whether you’re prepaid, lending, crypto, or payments, we help you detect red flags before someone else does.
- Define thresholds, triggers, and alerts that matter
- Set up tools that scale with your transaction volume
- Avoid false positives and compliance fatigue
Reporting and Escalation Protocols
When suspicious activity happens, you need a clear, defensible response.
- End-to-end SAR (Suspicious Activity Report) workflows
- Escalation paths for internal and external reporting
- Support for audits, regulator inquiries, and internal reviews
Our AML frameworks are built by Directors who’ve worked with top U.S. banks, BSA regulators, and crypto risk teams.
- Pre-approved by sponsor banks across lending, cards, and wallets
- Aligned with FFIEC, FinCEN, FATF, and key U.S. regulations
- Experience with fiat, tokenized, and hybrid payment rails
We act like an extension of your compliance team.
- Training, workflows, and templates built for non-technical staff
- We take the lead in writing, reviewing, and implementing controls
- Hands-on walkthroughs to ensure the team actually uses what we build
Reporting and Escalation Protocols
When suspicious activity happens, you need a clear, defensible response.
- End-to-end SAR (Suspicious Activity Report) workflows
- Escalation paths for internal and external reporting
- Support for audits, regulator inquiries, and internal reviews
The Benefits of Working with Fraxtional
Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.
Our AML frameworks are built by Directors who’ve worked with top U.S. banks, BSA regulators, and crypto risk teams.
- Pre-approved by sponsor banks across lending, cards, and wallets
- Aligned with FFIEC, FinCEN, FATF, and key U.S. regulations
- Experience with fiat, tokenized, and hybrid payment rails
We act like an extension of your compliance team.
- Training, workflows, and templates built for non-technical staff
- We take the lead in writing, reviewing, and implementing controls
- Hands-on walkthroughs to ensure the team actually uses what we build
Your AML program needs to evolve as your volumes and risks change. We keep it flexible.
- AML refreshes tied to new product launches or market entries
- Version-controlled documentation with clear update paths
- Optional ongoing support via fractional CCO or BSA Officer
Let’s Make Sure Your AML Program Holds Up
Need to build, fix, or scale AML without slowing down your team? Fraxtional gives you bank-ready AML programs, Director-led execution, and continued support when you need it. Whether you're facing an audit or preparing for a partner review, we help you get it right.
testimonials
Client Success Stories
We had an AML policy, but it didn’t hold up during a sponsor bank review. Fraxtional fixed it within days and helped us avoid a delay in onboarding.
– Co-Founder, Crypto Wallet
Their AML monitoring setup made it easier for our team to catch issues before they escalated. We’re now handling volume with more confidence.
– Compliance Lead, Fintech Lender
We used Fraxtional to rewrite our entire AML stack before a funding round. Our investors were impressed with how ready we were.
– CEO, Series A Neobank
Faqs