Money Laundering Reporting Officer Services
When your AML officer steps away or your compliance function is stretched thin, Fraxtional delivers an experienced Money Laundering Reporting Officer (MLRO) within days, ensuring continuous oversight, regulator confidence, and protection from financial crime risks.
Trusted by Industry Leaders
Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.
.svg)
.svg)
.svg)
%201.svg)
Features
How We Enhance Your Anti-Money Laundering Compliance
Strategic Oversight and Reporting
Fraxtional’s MLROs provide expert oversight of your anti-money laundering (AML) programs, ensuring compliance with regulatory requirements and timely reporting of suspicious activities to relevant authorities.
- Oversee AML programs and ensure adherence to regulations
- Report suspicious activities to authorities promptly
- Maintain comprehensive records of AML activities
Policy Development and Risk Management
Our MLROs assist in developing and implementing AML policies and procedures tailored to your organization’s needs, mitigating risks associated with money laundering and terrorist financing.
- Develop and implement AML policies and procedures
- Conduct risk assessments to identify vulnerabilities
- Advise on risk mitigation strategies
Regulatory Liaison and Compliance Assurance
Act as the primary point of contact between your organization and regulatory bodies, ensuring effective communication and compliance with AML regulations.
- Serve as the liaison with regulatory authorities
- Ensure timely submission of required reports
- Address regulatory inquiries and audits
Fraxtional embeds certified MLROs directly into your operations to manage anti-money laundering efforts immediately.
- Maintain consistent monitoring of transactions and suspicious activity
- Ensure timely and accurate SAR filings
- Provide expert guidance while permanent leadership is secured
Our MLROs identify vulnerabilities across your AML program and address high-priority risks efficiently.
- Detect gaps in policies, procedures, and controls
- Provide actionable recommendations to minimize compliance exposure
- Align your AML practices with regulator, bank, and investor expectations
Regulatory Liaison and Compliance Assurance
Act as the primary point of contact between your organization and regulatory bodies, ensuring effective communication and compliance with AML regulations.
- Serve as the liaison with regulatory authorities
- Ensure timely submission of required reports
- Address regulatory inquiries and audits
The Benefits of Working with Fraxtional
Partnering with top fintechs, banks, and crypto firms to navigate compliance and drive innovation.
Fraxtional embeds certified MLROs directly into your operations to manage anti-money laundering efforts immediately.
- Maintain consistent monitoring of transactions and suspicious activity
- Ensure timely and accurate SAR filings
- Provide expert guidance while permanent leadership is secured
Our MLROs identify vulnerabilities across your AML program and address high-priority risks efficiently.
- Detect gaps in policies, procedures, and controls
- Provide actionable recommendations to minimize compliance exposure
- Align your AML practices with regulator, bank, and investor expectations
Choose the level of support that matches your business requirements, advisory, short-term, or full MLRO placement.
- Scale oversight as your operations expand or evolve
- Tailor engagement length to your timeline and risk environment
- Smooth transition to permanent or internal MLRO leadership when needed
Fraxtional ensures your AML program is fully documented, structured, and audit-ready.
- Generate reports suitable for regulators, auditors, and internal reviews
- Maintain transparent, organized AML processes
- Optional team sessions to explain workflows and strengthen internal compliance knowledge
Work with MLROs who bring decades of experience across FinTech, Crypto, Banking, and Private Equity.
- Receive strategic guidance tailored to complex AML regulations
- Navigate U.S. and international compliance requirements with confidence
- Maintain credibility with regulators, auditors, and banking partners
Protect your business with Expert AML Oversight
Whether you’re facing leadership turnover, a regulator review, or scaling into new markets, Fraxtional gives you immediate access to experienced MLROs who maintain compliance continuity, regulatory trust, and operational confidence.
testimonials
Client Success Stories
“I never anticipated hiring a fractional Chief Compliance Officer over a full-time executive, but that changed when I understood the flexibility it provide my company. Leveraging Fraxtional's deep experience on a daily basis has only reinforced that decision.”
– CEO, Crypto Firm
“After looking around at various options, including the hiring of a full-time BSA Officer, we were convinced that having a fractional resource provided us the most flexibility, but also the most expertise at the best price. Fraxtional met that need for us, delivering a Director that supported us in discussions with a new sponsor bank and other key stakeholders in our business. Would definitely recommend!”
– CEO, Series B FinTech
“I was referred to Fraxtional by another Founder at Y Combinator. Everything I was told about their flexibility and desire to grow with us turned out to be true! From the very beginning, Ryan and his team understood our needs and understood our budget. With that, they provided us a sustainable path forward to meet our compliance obligations.”
– Co-Founder, Seed Stage FinTech
Faqs